Hixon Zuercher Capital Management

Fee-only Registered Investment Advisor in Findlay, Ohio 45840

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Our Brand New Office Reveal Video

December 29, 2018 by Adam Zuercher

We are very excited to finally reveal our BRAND NEW office to you all. Join Adam, Tony, and Kelsey Heitkamp, owner and principal designer with KHID, as they take us through a tour of the new space and showcase their favorite parts of the office.

So much time and hard work were spent by numerous people over this last year to make this happen, and we couldn’t be more pleased with the finished product.

We are incredibly grateful to every person who had a hand in helping us bring our vision to life in creating the best space we could have to further serve our clients throughout the coming years.

Special thanks to:
KHID
Heck Rentals
Garlock Brothers Construction
JB Networks Inc
Gina Lynne Design

Filed Under: Everything Else Tagged With: financial firm, financial planner, financial planning, Findlay, fixer upper, investing, modern office, new office, northwest ohio, office remodel, Ohio, retirement planning, wealth advisor, wealth planning

Schooling College Students about Financial Responsibility

July 27, 2017 by Adam Zuercher

2017-07-20 Letter of the month imageClassrooms at universities and colleges across the nation will open for fall semester in the next couple of months. You might have a child, grandchild, niece or nephew who is all set to spend their semester studying, socializing, and living on their own. You have prepared them for college life by teaching them how to grocery shop, prepare simple meals, and do laundry. Often, however, college students head to school with little knowledge about making a budget and managing money.

A National Student Financial Wellness Study, the first of its kind released in 2015 by Ohio State University, showed college students’ biggest worries were not exams or terrible roommates. Their biggest worries revolved around money. A little more than 72% of the students surveyed said they felt stressed about personal finances, monthly expenses, or whether they would be able to pay for college at all.

A 2016 survey found that among college students surveyed, 71% said they learned about money management from their parents. So take a few minutes and sit down with your college student today and share these tips. Your advice could help them not only during their college days but throughout their lives.

Financial Advice for Your College-Bound Students

  1. Help your college student set up necessary accounts. College students likely will need at least checking and savings accounts. Start teaching them good habits now and ask them to research banking institutions that would be convenient for them to get to from campus or their residence.
  2. Establish clear financial responsibilities. Determine who will be responsible for which expenses. If you are planning to take care of bills such as auto and health insurance, or cell service, be clear with your student that he or she is responsible for living expenses including rent, utilities, groceries, and other household costs.
  3. Wean them off your bank accounts. It might be tempting to continue paying your child’s, grandchild’s or niece’s or nephew’s expenses to help them get a strong start, but that does not teach them to be self-sufficient; it is likely to make them more dependent on you.
  4. Decide whether a credit card is appropriate. Credit cards often give college students the most trouble. Credit cards are an effective way to establish early credit history, but it is common for students to run up balances without fully understanding how credit cards work. If your student gets a credit card, be sure they understand how credit cards work and how important it is to pay off the balance every month.
  5. Will your college-bound student work during college? Holding down a part-time job while going to school has plenty of advantages. It helps cover living expenses or it gives them a chunk of money to save each month. It also makes it easier for them to manage money and gain valuable work experience. And finally, it looks great on their resume after they graduate and go looking for a job in their field.

It is never too late to sit down with your college-bound child, grandchild, niece or nephew and talk frankly with them about the importance of being financially responsible.

We are here to help you each step of the way, so please let us know if you have any questions about these tips or the bigger strategies that are helping guide you to your financial future.

 

Filed Under: Investing, Personal Finance Tagged With: college, college bound, college contributions, college costs, college education, college students, consumer spending, credit card debt, debt, financial advice, financial freedom, financial future, financial planning, financial responsibilities, Findlay financial representative, government help, higher education, house payment, how to save, independence, intentional living, living expenses, loans, no more debt, Ohio State University, saving money, savings, student, student loan, students, survey, surveys, tuition, tuition money, university, working

“Why Does Britain Love Tea So Much?” – August 2016 Market Update Video

August 10, 2016 by Adam Zuercher Leave a Comment

In this video, I discuss major events that occurred in July and their impact on the economy and investors. We also discovered that Josh is the king of dad jokes.

When it comes to investing, you are better off ignoring politics and paying attention to the business activity around you. I am grateful to be living in a great country where the future is always better than the past. It’s important for investors to remember that the White House does not drive the direction of the markets over the long term. It’s the great companies of the United States, like Marathon Petroleum Corporation, that drive business activity and, ultimately, stock prices higher over the long term.

Send us an email or give us a call if you have any questions or concerns you would like to discuss with us.

Filed Under: Economy, Investing, Monthly Video Update Tagged With: America, Brexit, consumer spending, Dow, Dow Jones Industrial Composite, Economic data, economic growth, Fed, Federal Reserve, Federal Reserve Open Market Committee, Finances, financial planner, financial planning, Findlay financial representative, GDP growth, Grattitude, investing, investors, Marathon, Marathon Petroleum Corporation, S&P 500, stock market, stock market report, unemployment rate, volatility

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Hixon Zuercher Capital Management
101 W. Sandusky Street, Ste. 301
Findlay, OH 45840

Phone: 419-425-2400

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