We Are Independent
Our independence as a firm means that our investment decisions are made exclusively for the benefit of our clients. This is one of the greatest benefits we offer our clients.
We are not owned by a Wall-Street brokerage house, a bank, or an insurance company. We do not have sales quotas and we are not pushing specific products. We control the advice given to our clients, which puts us in the position to serve our clients’ best interests.
We Are Fee-Only
Our advisory services are completely objective and free of conflict. The term “fee-only” describes how we get paid.
A “fee-only” compensation structure is of critical importance to you. By operating as a “fee-only” firm, we can serve your best interests. Our only form of compensation comes directly from our clients, and is a mutually agreeable percentage of assets under management. We earn no commissions or fees on the investments and recommendations we make for and to our clients, and we receive no referral fees.
An investment advisor who is dependent on commission income has a financial stake in the course of action they recommend to a client. This creates an inherent conflict of interest and cannot be considered objective or unbiased. That conflict of interest can cost the client both in out-of-pocket expenses and in the quality of advice the client will receive.
We believe that many of the problems that beset Americans today in their financial affairs – including failure to protect retirement assets and poor allocation of savings and investments – relate directly to the conflicts of interest that pervade the marketplace. Therefore, it is extremely important to us that our clients know we are always focused on their financial and long-term benefit as they invest with Hixon Zuercher.
We Manage & Invest Our Clients’ Assets In House
We work for our clients and our clients alone, meaning we are not limited by any specific investment strategy. This freedom gives us the ability to analyze and select investments from the vast array of global securities available today, ensuring our clients are diversely yet wisely exposed to the markets.
Because we do not sell financial products or retain allegiance to any one brokerage firm, our clients avoid the burden of the commission-laden, retail financial services system. We utilize discount brokerage firms that allow us to implement investment strategies that include no-load mutual funds, stocks, bonds, and other investments where appropriate.
We also have access to institutional mutual funds that are not available to retail investors at large. Many of these investments have significantly reduced operational expenses that translate into higher returns for our clients.
We Are Local & Nationwide
We are proud to be based in Findlay, Ohio where many of our clients also reside. It is a privilege for us to work in the same environment where many of our clients live their daily lives, and it is a convenience to our clients that we are just a few minutes up the road from their homes. We enjoy serving our community and seek out opportunities to be more involved locally.
With the convenience of the internet, we can also meet with and serve our clients who are living, working, and planning for their financial futures all over the country. We look forward to connecting with our out-of-town clients and are proud to provide them the same care and attention as our clients in Northwest Ohio.
We Are Focused On Relationships
Our relationships with our clients are our top priority. We genuinely care about our clients achieving their goals, and we want them to feel comfortable when discussing their futures with us. We want to work collaboratively with our clients to help them achieve financial success!
We Are Transparent
Our clients are our number one priority, and we want to always ensure they feel safe and secure with their investments under our management. For this reason, we are passionate about providing clear, open communication with our clients about their investments.
As a client of Hixon Zuercher, you will always know three things:
- How much you are paying for our services.
- The results your investments have achieved for you. Specifically, on a quarterly basis we will report your 3 month, year to date, one-year, three-year, five-year, and since inception return.
- Our view of the economy and market and what we are doing for you. Each quarter, we send you a portfolio update which highlights our investment outlook and the investment positions we are taking on your behalf.
We Are Driven By The Future
We are excited about all aspects of looking to the future, but helping our clients prepare for financial success in their own futures is a core focus of our firm. Along with investment management, we conduct extensive retirement analysis, planning, and coaching all catered to each clients’ individual needs and goals.
All our assistance is centered around a comprehensive, strategic plan to help our clients take positive steps to achieve their financial goals and dreams before, during, and beyond retirement. We are committed to helping our clients determine the legacy they want to leave. It is our privilege to walk beside them as they strive toward the future.
